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Saturday, January 14, 2023

Real estate knowledge and useful information for everyone - Real Estate Perspective - Housing Crises.

High Rental Cost And National Shortage of Affordable Rental Housing 

- Facts And solutions... Real estate knowledge and information for everyone... www.facebook.com/visiononerealestates 
REAL INFORMATION:
twitter.com/AGENTANTONY = Luxury homes for sale & apartments for rent located in the heart of south Florida.
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Excellent places near by malls; shopping centers, dining, entertainment options, hospitals & med-clinics. Residents will be spoiled with full range of amenities.
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For all your real estate needs, your family, or your friends; south Florida, contact Anthony jeanty - A friendly neighborhood Agent will assist clients Before, during and after transactions.
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' OUR MISSION   //    '' OUR VISION   //  '' OUR VALUE   //   

'' OUR EXPECTATION   //   ''  SUCCESS STATEMENT  //
Early History 
We at: Buyheremarket Enterprise - we're delighted to bring  very helpful information to everyone who's interested...
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   Incredible wealth of information; Anyone regardless of experience you can take advantage of...

REITs vs. Real Estate Mutual Funds: www.twitter.com/agentantony 
Knowledge Financial Group - Our goal is to empower people to control their own investments with knowledge and confidence. www.facebook.com/knowledgefinancialgroup 
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 Rent Burden Among Families With the Lowest Incomes Is a Long-Standing Issue. 
 Real Estate Housing Market: Interest rate hike by the Fed may have devastating impact on the housing market. https://www.facebook.com/Antonyrealestate
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Rental real estate is a forced retirement plan. 
Some experts said that, Americans are terrible savers. I don't really know if that true or not...

 We lack the self-discipline to put a monthly deposit into our IRA, SEP or 401k as small-business owners. However, buying a rental property is a significant commitment that you are required to commit to and maintain for future financial glory.. FACEBOOK.COM/FINANCIALSCHOOL

Rental real estate can work in retirement - if you know what you are doing.Because absolutely you are going to need extra money at retirement time. Remember that you are not in the workforce for life. And social security benefits alone are not really enough to have an excellent lifestyle in retirement age.
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Wealth Management Resources, Knowledge And Meaningful Information At: Fruital Investment Group - WWW.TWITTER.COM/FRUITALBIZ 
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From single family rentals to fourplexes and apartment buildings, shopping centers to commercial high rises, investing in real estate brings rewards to many. 
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When buying real estate make sure you have realistic expectations; and be Be flexible, Keep your options open.
''Commercial And Residential Real Estate 
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Wealth management is an investment-advisory discipline which incorporates financial planning, investment portfolio management and a number of aggregated financial advice offered by a complex mix of asset experts in different areas. FACEBOOK.COM/FRUITALINVESTMENT
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Usually, Wealth Management is the affair of: custodial banks, retail banks, financial planners and others .---; Private wealth management is delivered to high-net-worth investors. FACEBOOK.COM/VISIONONEHOLDING
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 Generally this includes advice on the use of various estate planning vehicles, business-succession or stock-option planning, and the occasional use of hedging derivatives for large blocks of stock. 
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Traditionally, the wealthiest retail clients of investment firms demanded a greater level of service, product offering and sales personnel than that received by average clients. LINKEDIN.COM/IN/FRUITALINVESTMENT

 With an increase in the number of affluent investors in recent years, there has been an increasing demand for sophisticated financial solutions and expertise throughout the world. FACEBOOK.COM/MONEYWISERS 
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 Real Estate Investment Group: =====
Buying Real Estate in an IRA.. Self Directed IRA
Yes, you can buy real estate in your IRA, so the question is not can you buy real estate in your IRA, but should you? www.facebook.com/visionairerealestate  - 
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Visionaire Real Estate Investment - What Are Real Estate Clubs and How Can They Benefit You? Real Estate Investment Clubs are groups that meet locally and allow investors and other professionals to network and learn. https://www.facebook.com/visiononerealestates 
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 They can provide extremely useful information for both the novice and expert real estate investor. A top real estate club can provide a great forum to network, learn about reputable contractors, brokers, realtors, lawyers, accountants, and other professionals. anthonyrealestate.blogspot.com 
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BUYHEREMARKET ENTERPRISE - is a private investment firm that identifies and develops distinctive opportunities for its members and partners = https://twitter.com/buyheremarketon
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BUYHEREMARKET: Personal financial planning and advice to help you retire comfortably. = We firmly believe that education is key in the financial world...
https://www.facebook.com/zonebusiness
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BUILDING WEALTH METHODS AND STRATEGIES.
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 Rises of interest rate is lowering the number of debts borrowers can take with their current income. 
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 Inflation makes the cost of building new houses more expenses. Real Estate Perspective... Tightning the monetary policy has huge impact on the real estate market. 
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 Homeowners are paying less than the renters. Don't be surprised if you see or hear an employ person is homeless. This may not cause by drug addiction, or alcohol, or either mental problems.Is just because rent is becomming unaffordable. USA has a national housing shortage. www.facebook.com/buyheremarketenterprise
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 The law of supply and demand apply always in real estate. Rent is skyrocketing.One of the biggest problem to affordable housing is: NIMBYiSm. And renters, homeowners are pushing away by gentrification... www.realestworldclass.blogspot.com 
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 The US housing shortage is 'awful' and will likely get worse with no apparent end in sight... Experts say the decades-long U.S. housing shortage is only going to get worse in the next year.
Awful according to recent data, experts say. And there's apparently no improvement for the foreseeable future thanks to continued demand for homes despite rising mortgage interest rates and high home prices. Depending on who you ask, experts believe there is a nationwide housing shortage of between 3 million to nearly 6 million newly built homes. www.twitter.com/buyheremarketon
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 Real Estate Investor at Visionone Real Estate Investment Group - https://www.linkedin.com/in/visiononerealestate 
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 How to Invest in Real Estate? Much More Info @ FACEBOOK.COM/FINANCIALSCHOOL AND ALSO AT: FACEBOOK.COM/KNOWLEDGEFINANCIAL 
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Self-directed IRA
self-directed Individual Retirement Account is a type of Individual Retirement Account (IRA), provided by some financial institutions in the United States, offering alternative investments for retirement savings. Some examples of these alternative investments are: real estate, private mortgages, private company stock, oil and gas LPs, precious metals, horses, and intellectual property.

Self Directed IRA. A Self-Directed IRA is name given to an Individual Retirement Arrangement (commonly known as an IRA) that requires you as the account owner ..
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 South Florida seniors face 'devastating' impacts of housing crisis, worry about evictions 80% of Florida seniors say they're 'somewhat likely' to be evicted ... A recent survey by the United States Census Bureau of seniors 65 and older across the country found 32% think they're "somewhat likely" to be evicted . 
"About five to seven seniors a week are calling that they cannot afford their apartments anymore or they're afraid of being evicted," -------- anthonyrealestate.blogspot.com 
There's a massive housing shortage across the US anthonyrealestate.blogspot.com  

Home prices are up more than 30% over the past couple of years, making homeownership unaffordable for millions of Americans. Rents are rising sharply too. The biggest culprit is this historic housing shortage. Strong demand and low supply mean higher prices. 
Part of the problem goes back to the last housing crash, which happened around 2008. After that, many homebuilders went out of business, and economists say we didn't build enough for a decade. ------- 
 Advantages of Real Estate Investments: twitter.com/AGENTANTONY  - REAL ESTATE: Some Of The great Advantages Of Owning A Real Estate Investment Property?

 Real Estate helps investors used OPM=other people's money, OR OPIUM = other people's inactive under used money which is cheaper to borrow than any other loans.. buyheremarket.blogspot.com
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The NIMBY movement, which stands for 'yes in my backyard,' is kind of poking fun at the idea of NIMBY, 'not in my backyard,'" he says, referring to the long-standing issue of existing homeowners objecting to efforts to bring more affordable housing to their neighborhoods. Often they worry about greater density changing the character of the neighborhood or causing traffic and parking problems. 
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 REAL ESTATE: HOW TO INVEST IN REAL ESTATE? Advantages of Investing in Real Estate... www.facebook.com/worldclassrealestate  - as the cost of living goes up, so does their cash flow. You Can Build Equity for the Future antonyrealestate.blogspot.com
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 Do you know that you can start investing in real estate with even less than $1,000 ? Several people can invest in real estate: A. Buy your own property and live in it, and building home equity month after month.B. Buy a rental property and let other people paying the mortgage for you and perhaps receiving a monthly cash-flow. WWW.TWITTER.COM/AGENTANTONY 
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 C. Lending money to people want to buy real estate properties. Receiving Interest and compounding interest make people rich. ------ 
 D. Buying real estate stocks in the stock marketE. Invest in real estate investment trust {REIT’S}
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 F. Buying and selling mortgage notes. https://www.facebook.com/worldclassrealestateThe Rental Housing Crisis Is a Supply Problem That Needs Supply Solutions - Policymakers must prioritize improving housing access and affordability for low-income households through immediate and long-term investments.Housing insecurity in the United States long predates the COVID-19 pandemic. Current challenges most recently appeared in the wake of the Great Recession, which lasted from 2007 to 2009, as demand for housing increased while the supply of new housing units plummeted. 
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 People were squeezed out of the housing market, adding upward pressure on demand for rental properties. Those with deeper pockets—higher incomes and more wealth—can afford higher rents if they do not buy, leaving lower-income renters to fight over an insufficient pool of available rental housing.

 For decades, policies to address the complexities of the affordable housing crisis, such as rental assistance, have been underfunded, deferred, and inadequate. 
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 This issue brief offers policy solutions that build upon the administration’s federal housing supply plan to ensure equitable housing for all households by: Boosting the supply of affordable rental units in opportunity-rich neighborhoods.Increasing housing voucher subsidies to ensure households receive the help they need in a timely manner. Expanding renter protections so that those who have housing do not lose it, as eviction is often the catalyst for further economic instability. 
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 '' OUR MISSION  //  '' OUR VISION  //  '' OUR VALUE  //  =  '' OUR EXPECTATION   //     ''  SUCCESS STATEMENT  //

 The Real Estate Rental Housing Crisis Is on the Horizon..., Although the eviction rate fell, landlords have used other methods to vacate tenants The number of evictions has fallen during the pandemic, largely because of the federal eviction moratorium and state and local moratoriums. 

Despite the federal moratorium, landlords could still evict tenants who created a nuisance, and 38 percent of landlords who missed rental incomes initiated eviction proceedings.But eviction is not the only way to vacate units. 
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 Survey data show that for landlords who missed rental income because of tenant nonpayment, 59 percent encouraged the tenant to vacate the property, 27 percent did not renew the tenant’s lease, and 22 percent mutually terminated the lease.
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 With the federal moratorium now lifted, landlords may evict their tenants directly. In the next three months, 44 percent of landlords whose tenants missed rental payments said they are considering encouraging tenants to vacate the property, with close to 60 percent of them thinking of initiating eviction proceedings. 

 The majority of landlords (51 percent) said it would take two to three months to trigger an eviction, but more than a third were willing to trigger an eviction after only one month of missed rent. Although we do not expect an eviction tsunami, these numbers suggest eviction numbers could rise substantially in the months ahead.
Landlords have become more stringent on tenant screening... Overall, 39 percent of landlords said they are now using more stringent screening criteria, and landlords who have missed rental payments are becoming especially cautious, with 49 percent of these landlords tightening screening criteria, versus 32 percent who did not miss rental income. 
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 Most landlords said they use income and job history, rental history and evictions, credit history and credit score, and criminal backgrounds when screening rental applicants. Income, job history, and previous evictions were the most common, with close to 90 percent of landlords saying they check these criteria. Among these criteria, landlords most frequently cited previous eviction as the factor they were most concerned about, followed by level of income and late payments. 
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 Fruital Investment Group And Wealth Management - 
Real Estate Club... Real Estate Investment Group: www.facebook.com/visionairerealestate - Visionaire Real Estate Investment- 

What Are Real Estate Clubs and How Can They Benefit You?Real Estate Investment Clubs are groups that meet locally and allow investors and other professionals to network and learn. https://www.facebook.com/visiononerealestates 

 Landlords who missed rental income are more likely to increase rents by higher percentages About 65 percent of landlords said that they would increase rents within the next 12 months, in line with soaring rent prices nationwide. 

 We find that landlords who have missed rental income are more likely to increase rent and plan to raise it by a larger percentage, indicating they are looking to recover some financial losses. Landlords who have missed rental income were 8 percentage points more likely to raise rent compared with those who have not missed any rental income.
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 Emergency Rental Assistance Is Not Reaching Tenants with the Lowest Incomes Fast Enough... According to our rental payment tracker on mom-and-pop landlords, the share of rental payments made by renters with the lowest 20 percent of rent costs, who represent renters with low incomes, has steadily dropped from a pandemic high of 85.7 percent in April 2021 to 79.8 percent in November 2021 and has not recovered since. This trend suggests that despite the increased speed of Emergency Rental Assistance (ERA) distribution, the funding may not be reaching renter households with low incomes quickly enough. 
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 REAL ESTATE is something we need before we born, while we born, after we born and even at death we still need a piece of real estate to rest eternally. www.antonyrealestate.blogspot.com 

 Fruital Investment Group And Wealth Management - Real Estate Club... Real Estate Investment Group: www.facebook.com/visionairerealestate 
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 Visionaire Real Estate Investment - Renters with low incomes are more likely to miss multiple rental payments Over the past year, renters with low incomes have struggled significantly more than renters with high incomes. 

 Renters with incomes between $25,000 and $49,999 a year have a payment rate of 80.5 percent, but renters who earned less have struggled even more, with 73.9 percent of those earning $10,000 to $24,999 a year paying their rent on time every month and only 64.0 percent of those earning less than $10,000 doing so. 

 For many of these renters with low incomes, these struggles to pay were compounded over multiple months. Among renters who earned less than $10,000, 16.5 percent missed three or more months of payments over the last year compared with 6.3 percent of renters earning between $25,000 and $50,000 and less than 1 percent with incomes more than $75,000. 
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 VISIT THIS PAGE: https://www.facebook.com/zonebusiness Renters with low incomes were more likely to be encouraged by landlords to vacate property Eviction proceedings can create additional tension between landlords and tenants. 

Although federal, state, and local eviction moratoriums have reduced the number of evictions during the pandemic, landlords have used other methods to vacate their tenants, including refusal to renew an existing lease, mutual termination of a lease, housing mediation, and cash for keys. 

 Survey results show that a significantly higher share of renters with low incomes faced pressure from a landlord to vacate their residence over the past year compared with renters with higher incomes. 
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 Real Estate is the absolute pathway to build wealth. https://www.facebook.com/visionairerealestate 

Why renting when you can buy your own property. Stop paying mortgages for someone else, Start building wealth and prepare for retirement.. www.realestateworldclass.blogspot.com 

 Visionone real estate investment Group loves commercial real estate.. What is commercial real estate? https://www.facebook.com/visionairerealestate 

 How to make millions by investing in the real estate business? Solutions to increase housing stability for renters with low incomes are needed Faster distribution of ERA funding to renters with low incomes could help them stay housed amid a more competitive rental market. 

 Although the US Treasury has adjusted the ERA application to make it easier (PDF), many renters with low incomes are still waiting for funding. The slow delivery of ERA payments poses a large risk as both the landlord and tenant surveys show that most landlords and tenants report that it takes only one or two months of missed payments for landlords to trigger an eviction. ----------- knowledgefinancial.blogspot.com 
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 Renters face high costs, low inventory as housing crisis impacts South Florida...National Shortage of Affordable Rental Housing The U.S. has a shortage of 7 million rental homes affordable and available to extremely low-income renters, whose household incomes are at or below the poverty guideline or 30% of their area median income. 
 Only 36 affordable and available rental homes exist for every 100 extremely low-income renter households. Extremely low-income renters face a shortage in every state and major metropolitan area. 
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 Among states, the supply of affordable and available rental homes ranges from only 18 for every 100 extremely low-income renter households in Nevada to 61 in West Virginia. Among the 50 largest metropolitan areas in the U.S, the supply ranges from 13 affordable and available rental homes for every 100 extremely low-income renter households in Las Vegas, NV, to 50 in Providence, RI. 
 There is a Severe Shortage of Rental Housing at Every Price Point Now“We were bullish on apartments heading into 2021, but the magnitude of the demand boom is far beyond even the most optimistic forecast.” More new renters than ever are knocking on the front door, but fewer existing renters than ever are leaving out the back door,” “This is an unprecedented phenomenon that translates to a severe shortage in rental housing availability at every price point and in essentially every city across the country. This is no longer just about supply shortages for low-income households. There’s more demand than supply even at the upper-income levels.” 
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 How to acquire prime real estate below market that's our specialty? http://visiononerealestate.blogspot.com

 Real Estate Investing 101: Why You Should Be Investing Your Money In Real Estate? https://www.facebook.com/Agentantony 
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 What Entrepreneurs Need To Know Before Investing In Real Estate...? http://antonyrealestate.blogspot.com 

 ‘Every apartment we get, we’re going over ask’: Housing shortage brings bidding wars to rental market...NOW IS THE TIME TO INVEST IN APARTMENTS Lack of development over the last decade has lead to a record supply and demand imbalance for housing Effective rents are forecasted to grow 20%+ over the ==========
 Apartments are the best risk-adjusted hedge against inflation Single-family homes are out of reach to many, increasing the demand for rental housing Downsizing baby-boomers are renting for flexibility Enormous housing demand without enough supply Would-be home-buyers and downsizing baby boomers drive up apartment demand.
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 Why Renters Should Be Paying Attention to U.S. Housing Market? Soaring mortgage rates, housing shortages and high prices have led to an unfavorable market for Americans looking to purchase a new home.
 But even renters who aren't currently in the market to buy may feel the impact of problems with home-buying affordability, because they could see spikes in their rent prices. "Upward pressure on housing prices brings upward pressure on rent," the chief executive officer of the National Association of Home Builders (NAHB), told a magazine .Many renters have opted to continue renting and wait out the housing market's inflated prices, but now many can't afford to move elsewhere. 

rents have increased by double-digit percentages in the past year across the country due to limited rental availability. Those remaining in their current rentals are also facing increased costs because landlords have started raising rents on current occupants to offset the money they would have made by charging a new tenant a higher rent. https://www.facebook.com/visiononecapital 
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Gen·tri·fi·ca·tion :The process whereby the character of a poor urban area is changed by wealthier people moving in, improving housing, and attracting new businesses, typically displacing current inhabitants in the process. 
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 Gentrification? Gentrification is the transformation of a city neighborhood from low value to high value. Gentrification is also viewed as a process of urban development in which a neighborhood or portion of a city develops rapidly in a short period of time, often as a result of urban-renewal programs. This process is often marked by inflated home prices and displacement of a neighborhood's previous residents.------ KNOWLEDGEFINANCIALGROUP.BLOGSPOT.COM

 Gentrification raises complex social issues and has both benefits and drawbacks; it is often politically charged.Causes of gentrification can include rapid job growth, tight housing markets, preference for city amenities, and increased traffic congestion. ======== 
 What Is NIMBYism ? And How Do Affordable Housing Developers Respond to It? NIMBY, an acronym for the phrase "not in my back yard", is a characterization of opposition by residents to proposed developments in their local area, as well as support for strict land use regulations. 
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 Economy -Insurance - Finance - ''Business -Investing - Real Estate. http://www.facebook.com/buyheremarket 

 Small Business Solution With Fem Konsa Capital and Visionone Holding Expanding Your Small Business Today. http://www.femkonsa.blogspot.com 
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 HOW TO MAKE EXTRA INCOME, MONEY TO LIVE A COMFORTABLE LIFESTIME. https://www.facebook.com/zonebusiness/ ===/ https://www.twitter.com/financialschool -NIMBY stands for “Not in My Back Yard.” In the housing world it’s used to describe people, typically existing residents (especially homeowners), who oppose new housing development near their homes—particularly denser or more affordable housing.Many housing advocates reserve the term NIMBY for residents with substantial privilege who are seeking to preserve that privilege, and not residents opposing development for other reasons, such as fear of displacement. 
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 Building wealth perfectly, = Fruital Investment Group = facebook.com/fruitalinvestment 

 Budgeting correctly, = knowledge financial group - facebook.com/knowledgefinancial 

 NIMBYism is often driven, more or less openly, by racism and classism. But the concerns more commonly voiced are about increased crime, traffic congestion, strain on sewers, overcrowded schools, and lowered property values and “quality of life.” When developments are built, however, these fears rarely come to pass. www.knowledgefinancialgroup.blogspot.com 
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 Nonetheless, community opposition in the permitting stages frequently leads to increased costs and delays in many affordable housing projects. That’s something many developers don’t want to deal with. When NIMBYism is expressed through exclusionary zoning, it can keep affordable housing out of certain communities altogether. 
 ==============-------- www.visionairebiz.blogspot.com 
 Who are making life so difficult for many individuals to live a stable life instead of a stressful one.Is that really true: many cities have ordinances exclusively targeted to disempower less fortunate people. In my case, I couldn't afford housing anymore, so I was able to find a nice RV for cheap? Anything below $25 an hour is poverty in California and many other states. $25hr you have roommates and barely making it. = www.facebook.com/visionairebiz 
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 If the poor workers could not find decent place to live near their job, then the rich residents should be prepared to do all the low wage jobs themselves. No more maids, waiters, dishwashers, trash haulers, home health aides, nurse’s assistants, food workers, stockroom workers, deliverers, nannies, teaching assistants, launderers, lawn care and landscapers, etc. They’ll have to do it themselves or make provision for workers. And when the workers get older? Does anyone expect 60+ year olds to be working 70+ hours a week while living in a tent? 
When certain people say that "homelessness is not always a personal failure, it's also an institutional failure," this is what they mean. Having a job but still homeless! 
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 Joseph makes 20 hour spraying for bugs at millionaire and even a few billionaires houses/ ranches. It's pretty depressing walking into these places and realizing their art alone is worth more than I'll make in a lifetime. 
 So where do they expect their restaurant workers, garbage men, lower medical staff, housekeepers, grocery staff, on and on and on to live? 
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 Disappointed but not surprised. Politicians and businesses need to figure it because this is ridiculous. People working full time jobs should not struggle with housing. --------- FACEBOOK.COM/VISIONONEREALESTATES 

 With the current inflation and financial crises world wide I think getting just a job only isn't the best solution to attaining financial freedom that's the more reason one should save and invest wisely... -------- 
 Something I noticed a few years ago. There's always been some some homeless tent camps along highways, roads, parks with trash and debris scattered around. But lately, you can see a few nicer, cleaner tents just a ways away from the others, a little more hidden. VISIONONEREALESTATE.BLOGSPOT.COM 

 I figure those are the ones with jobs, that just can't afford rent, or moving in costs. When you add in the people couch surfing and living in vehicles, that's a lot of working poor... 
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Policymakers at the federal, state, and local levels can further address the crisis in housing affordability by making additional capital investments in housing and taking related actions, including: Reducing the shortage of deeply affordable rental housing, implementing a housing developer-focused renters’ tax credit, and reversing restrictive local zoning practices; Preventing the loss of existing affordable housing; Improving the Low-Income Housing Tax Credit program; Investing in tribal communities’ housing needs; Removing barriers to homeownership; and Reforming project-based housing programs to encourage higher-quality housing. 
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 Rent Burden Among Families With the Lowest Incomes Is a Long-Standing Issue While rising rent costs are currently headline news, the housing affordability crisis has existed for years, primarily due to the gap between families’ incomes and their rent costs.[ 
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At Knowledge Financial Group - knowledgefinancialgroup.com, 
You Can Learn What You Want, When You Want It, Anytime You want. = www.facebook.com/knowledgefinancial 

 In 2019, about 9.4 million households without rental assistance paid more than 50 percent of their income on rent or lived in severely inadequate housing. Of these renters, 7.8 million were very low income, defined by HUD as at or below the federal poverty line or 50 percent of area median income, whichever is higher. 
 These counts don’t include the almost 600,000 people who experience homelessness on any given night, or the millions of people who are living doubled up or are unnecessarily institutionalized due in part to an inability to afford a place to live on their own.
 Families with the lowest incomes have limited access to public housing, nor can they find housing that is affordable given their incomes in the private rental market. Even if landlords charged only what they’d need to cover their costs of ongoing operations, general maintenance, and debt payments owed on the development, the rents would exceed many people’s ability to afford their rent. 
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 To address these challenges, the federal government has turned to tenant-based rental assistance, typically in the form of federal Housing Choice Vouchers, which subsidize housing costs in private rental housing.
 Compared to public housing, tenant-based rental assistance: Gives people more choice of where to live; Provides the opportunity to reduce segregation of people with low incomes, who are disproportionately people of color, in neighborhoods that have historically been and continue to be disinvested in; Can be used where people live now so a new unit isn’t necessarily needed and the family feels immediate relief; and Can be project-based, up to a certain amount, to support new affordable housing units and to restructure long-term financing for redeveloped public housing properties, which helps stabilize funding for ongoing operating costs.
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 The Right Information When You Need It. = www.knowledgefinancialgroup.blogspot.com - We encourage you to take advantage of all of our resources and use them often. / facebook.com/knowledgefinancialgroup - 

Knowledge Financial Group - Your personal financial well-being @ www.youtube.com/knowledgefinancial 

 Expand Vouchers to Make Immediate Impact on Affordability The House-passed Transportation-Housing and Urban Development bill’s funding level of $1.1 billion would be enough to help about 100,000 to 140,000 additional families afford safe, stable homes. Most immediately, in 2023 appropriations legislation, Congress should provide as much of that $1.1 billion for new vouchers as possible, in addition to providing enough funds to cover the cost of existing vouchers. 

 Some argue that increases to the voucher program would push up rents by increasing demand for rental units and contribute to inflation; however, research on previous voucher expansions has found that vouchers have little overall impact on housing demand or market rents.
 Without rental subsidies, families are at risk of the negative outcomes caused by housing instability such as eviction, homelessness, and frequent moves. 
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 Over the long term, lawmakers should enact major additional rental assistance expansions, with the goal of making help available to everyone who is eligible. Currently, only 1 in 4 households who are likely eligible for federal rental assistance receive it. This has real-world negative consequences on people and communities. 
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 Real Estate Investing Tools & Resources. EMAIL THE REAL ESTATE EXPERTS AT: Learn more about us on twitter.com/agentantony 

Real Estate is the absolute pathway to build wealth. antonyrealestate.blogspot.com/ 
Why renting when you can buy your own property. Stop paying mortgages for someone else, Start building wealth and prepare for retirement.. realestateworldclass.blogspot.com 

 Visionone real estate investment Group loves commercial real estate.. What is commercial real estate? facebook.com/visionairerealestate 
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Additional Investments Needed to Address Long-Term Affordability Gap Closing the housing affordability gap will require a comprehensive housing strategy that includes both the expansion of rental assistance and development of new units. Essential housing capital investment and other related actions include:
 Reducing the shortage of deeply affordable rental housing. HUD’s “Our Way Home” initiative recommends expanding the capacity of the Low-Income Housing Tax Credit (LIHTC), which is a tax credit to developers to build multifamily housing for families ... 
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 Preventing the loss of existing affordable housing. Resources are needed to preserve the existing privately owned affordable housing stock. About 6 percent of the federally assisted privately owned housing stock is set to lose affordability restrictions by 2025 due to expiring affordability agreements. 
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Preservation of existing affordable units can also include redeveloping existing public housing properties through tools such as the Rental Assistance Demonstration program; investing in redevelopment resources to revitalize older LIHTC properties and other older, deteriorating properties that receive HUD assistance, such as through the Project-Based Rental Assistance program; and incentivizing landlords to rent to families with low incomes . 
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Improving the Low-Income Housing Tax Credit Program. Policymakers should reform LIHTC to incentivize states and developers to make more units affordable to people with incomes below the program’s eligibility limit (although many low-paid workers and others with extremely low incomes will still need a voucher or other rental assistance to afford these units). This can include increasing the amount of tax subsidy provided for properties that dedicate units to people with the lowest incomes (known as increasing the “basis boost”), amending state LIHTC application requirements .
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 Knowledge Financial Group - Financial Literacy For Everyone @ https://twitter.com/knowledgegroup1 Knowledge Financial Group provides useful information @ www.linkedin.com/in/knowledgefinancial 

Investing in tribal communities’ housing needs. Tribal communities’ housing needs are unique. Native American housing programs — particularly the Indian Housing Block Grant, the Indian Community Development Block Grant, and the Native Hawaiian Housing Block Grant — need greater resources to address the high rates of housing hardship faced by American Indians and Alaska Natives living on tribal lands and Native Hawaiians living on the Hawaiian homelands. 
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Removing barriers to homeownership. There is a shortage of affordable single-family homeownership opportunities due to a low supply of homes and challenges facing first-time buyers. If fewer people can buy homes, then more people remain in the rental market, creating a shortage of rental units and driving up costs. Down payment assistance for first-time homebuyers and other policies to make it easier for families to obtain mortgages are critical to relieving pressure on the rental market. 
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Reforming project-based housing programs to encourage higher-quality housing. Most project-based federal assistance does not let families move and keep their housing subsidy. These programs should be reformed to allow tenants to have true choice in where they live. This will put pressure on landlords and owners to improve the quality of their units and will reduce neighborhood segregation of people with low incomes.
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 We bring financial education to the youth, and financial literacy to the less fortunate . www.knowledgefinancialgroup.blogspot.com

 Like Us @ facebook.com/knowledgefinancialFollow Us @ twitter.com/financialschool Contact Us @

 LinkedIn.com/in/knowledgefinancialVisit Our Blogs @ knowledgefinancial.blogspot.com 

Check Out Our Page @ buyheremarket.blogspot.com 
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''People who have job think different than the people who have a business!
 Remember, A Job produces wages, & Makes You A Living;
But Entrepreneurship, A business Gives You Profits And Profits Make You Rich… ”ANTHONY JEANTY”
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CREDIT RESTORATION... How to Build Credit? How to Repair Your Credit? How to Upgrade Your Credit Score? www.visionairebiz.blogspot.com
How to Establish Credit When You Have No Credit History?
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Track Your Credit Score

When you monitor your credit score, you can intervene quickly if it drops. You can address factors that influence your score, such as high balances, late payments or too many recent hard inquiries. 

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CREDIT RESTORATION... How to Build Credit? How to Repair Your Credit? How to Upgrade Your Credit Score? www.visionairebiz.blogspot.com
How to Establish Credit When You Have No Credit History?
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Pay all your existing loans diligently. Payment history is the most important aspect of your credit score, so pay close attention to your existing debt. Make sure to submit all your payments in full and on time to maintain a good payment history.
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Installment loans can give your scores a lift. If you don't have a long credit history, an installment loan, which you pay back through set monthly payments, could help you build your score.
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Have your monthly bills added to your credit report. While you may have a long history of paying bills on time, things like your cellphone and utility bills won't automatically help you build your credit score. www.buyheremarket.blogspot.com
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Ask someone with established and good credit to help you get a loan or to add you as an authorized user to one of their existing credit card accounts.
Doing this will allow you to have your first account listed in your credit report, allowing you to build a positive payment history. Over time, your payment history and experience with this account will help you build a score of your own. wwwfacebook.com/.buyheremarket
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Types of Credit
Credit accounts come in many forms, but when it comes to your credit reports and scores, there are three major types of credit that you will encounter.
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Revolving credit: Revolving credit accounts have a set credit limit that you can draw upon, pay back and draw upon again. Credit cards are the most popular form of revolving credits, followed by lines of credit.
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Installment credit: Installment credit is debt you borrow and pay back in fixed monthly installments. This includes personal loans, student loans, auto loans and mortgages.
Service credit: Service credit is the type of account you have with anyone who provides you with a service and bills you monthly. Your utility and cellphone bills are examples of service credit accounts. These bills can help increase your FICO® Score powered by Experian when you use....
On the other end of the spectrum, your account could be sent to a debt collector if you miss payments. If a collection account is opened in your name, this could appear on your credit report and negatively impact your score. www.fruitalinvestmet.blogspot.com
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Important Tips to Improve Credit This Year...
Whether you're feeling confident or anxious about your finances heading into, your credit score will be a key contributor to whether you'll be able to meet your goals.
Good credit means having a FICO® Score☉ of 670 or higher, and the closer your score is to the maximum of 850, the better. That will give you access to the most favorable, least expensive loan and credit card options. www.facebook.com/knowledgefinancial
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Set Up Automatic Bill Payments
The best way to avoid missing a student loan or other monthly loan or credit card payment is to put your bills on autopay. Make sure you have enough money in your checking account to cover each bill to avoid an overdraft. www.knowledgefinancial.blogspot.com
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Your Financial Success Depends on What you Know About Money

Most people set out to get an education in hopes of getting a safe and secure job and ultimately being able to provide for themselves and their family. However,the education most people receive doesn’t actually teach them what they need to know to be truly successful and in command of their finances.
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FINANCIAL AND INVESTMENT IDEAS ; ADVICE. By Antony Jeanty, Manager Of: Knowledge Financial Group = facebook.com/knowledgefinancialgroup
AN ABSOLUTE GUIDE TO INVESTMENT SUCCESS, A SUPPORT LIBRARY FOR ENTREPRENEURS, INVESTORS, BUSINESS OWNERS AND TRADERS. KNOWLEDGEFINANCIALGROUP.BLOGSPOT.COM
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Make your own selection, choose carefully, invest wisely, take calculated risks prudently, make informed decision intelligently.
FROM: FEMKONSA KAPITAL INVESTMENT = FACEBOOK.COM/FEMKONSA
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THIS IS A COURTESY OF THE TEAM: VISIONONE HOLDING COMPANY = visiononeholding.blogspot.com ==
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How to make millions by investing in the real estate business?
• How to acquire prime real estate below market that's our specialty?
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Real Estate Investing 101: Why You Should Be Investing Your Money In Real Estate? www.facebook.com/Agentantony
What Entrepreneurs Need To Know Before Investing In Real Estate...?
antonyrealestate.blogspot.com/
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HOW TO SURVIVE THE DOLLAR COLLAPSE provides a clear and comprehensive picture for making informed decisions about your financial future in language anyone can understand. And you can have it immediately.
Whenever private citizens do print money, it's called counterfeiting. When the government prints money it's called funding. Either way, whoever prints it, paper dollars are still worthless pieces of paper.

The only reason paper dollars remain in demand is people still trust them. Most of us have "faith" the dollar has value, when in truth no value exists.

At one time in our country's history, paper money actually had value. Called Certificates, Every paper dollar was redeemable in silver or gold at any bank. Those days are long gone.

Today, paper dollars created by the Federal Reserve System are called Debt Notes. They're called Debt Notes because that is what they are. Each Note has an outstanding debt owed against it which must be paid back with interest.

Since our government spends what it does not have, it must borrow from the Federal Reserve ever-increasing amounts of Debt Notes to remain solvent. It can do this only by rolling over old debt (including interest) into new debt.

This in turn creates ever-increasing amounts of debt which can never be paid back. There are simply never enough Debt Notes in circulation to pay back what is owed against them.

 
Consequently, the Federal Reserve System is a classic Ponzi Scheme made legal by an Act of Congress back in 1913.
It is an ever-growing mountain of debt and paper Debt Notes in circulation that creates monetary inflation.

We will wake up one morning and find we are in a very different world. Few people will have the where-with-all to make it through this mess unless they are prepared ahead of time going into it.
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Start early, invest often.

  The power of compounding means saving early will lead to a much bigger nest egg at retirement time than waiting to save until midcareer. If your company offers a matching-contribution program for your retirement plan, taking advantage of it will only add to your saving efforts. 


Don’t follow the market every day.

The market goes up and down, and if you’re investing for the long term, there’s no need to stress over every dip. Instead, check in with your portfolio once a quarter to rebalance it, and make any other necessary adjustments.

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 ' Visionone Capital Management:fb=  we're remain committed to bringing the best and brightest and even the most talented and qualified around us to be able to provide the best service possible and produce incredible growth potential for the maximum return of all of us who got involved in this gracious organization. www.visiononecapital.blogspot.com

Consider your time horizon.

As retirement gets closer, you’ll want to shift into more conservative accounts. A general rule of thumb is to subtract your age from 100 or 110. Put that percent in stocks and the rest in more conservative investing vehicles, like bonds. 
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Investments: Take baby steps.

Putting 10 percent or more of your income toward retirement can be overwhelming. Savers often have more success by starting small and putting just 2 to 10 percent of their income away, and then slowly increasing that rate over time.
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Check your Social Security statement online.


The Social Security Administration used to mail out statements explaining estimated benefits to workers each year. Now, for most Americans, paper statements come only once every five years. Workers can visit SocialSecurity.gov to create their account and check their estimated future benefits online anytime.
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Save even when you’re not earning. Saving And Investing Are Master key of Getting Ahead Financially

 Visionone Capital Management is on twitter an institution you can trust to deliver quality service. We specializing in alternative investment strategies.

The plethora of retirement account options make it possible to continue saving even when you’re not employed in a full-time job. Roth IRAs and spousal IRAs are among the options; check your eligibility and then consider contributing
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Prepare to help aging parents.

Many 20-, 30- and 40-somethings will need to help their parents as they get older; that might mean providing money, sharing homes or helping with money management. Also increasingly common is sharing a roof with multiple generations, which can help both parents and adult children save.
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Insure yourself. Prepare For The Worse And Expect The Best

The Blog That Can Set You Free, The blog that can help you gain financial freedom and economic independenceBy The Staff Of Visionone Capital Management
Most young adults lack renters insurance, and even many older Americans are underinsured when it comes to protecting their homes and properties. Insurance can be lifesavers in the case of weather disasters, theft, fire, and other unexpected events. Life Insurance could help protect your dignity.
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OIL AND GAS INVESTMENT KNOWLEDGE... WWW.FACEBOOK.COM/MONEYWISERS
The oil and gas industry comprises upstream companies that explore and produce the energy sources. WWW.MONEYWISERS.BLOGSPOT.COM
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Midstream pipeline companies that transport and store oil and gas, and downstream companies that refine the energy sources into finished products. WWW.FACEBOOK.COM/ZONEBUSINESS
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Buy life insurance. Why, When, How And What kind?


No one likes discussing death, but once you’re responsible for children or other dependents, taking out Life Insurance (as well as writing a will), becomes necessary. Young, healthy adults can usually find affordable term policies with little trouble


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Create a spending plan.

Most people spend about two-thirds of their income on three essentials: food, housing and transportation. Then there are debt payments, savings, household costs and optional items such as entertainment to consider. Create an annual budget by allocating spending goals for each category. 
Income Tax: Calculate Your Tax Bracket | Tax Brackets & Rates...
Plan Ahead For This Year's Tax Return. Be Prepared When You Start Filing your taxes. www.visiononeholding.blogspot.com
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What is the 7 tax brackets?
Under current law, the seven tax brackets are 10 percent, 15 percent, 25 percent, 28 percent, 33 percent, 35 percent and 39.6 percent.. www.knowledgefinancial.blogspot.com
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Federal Income Tax …
Single Filers, Married Couples Filing Jointly, and Heads of Households; Tax Rate For Single Filers, For Married Individuals filers, Filing Jointly = www.buyheremarket.blogspot.com
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On a yearly basis the IRS adjusts more than 40 tax provisions for inflation. This is done to prevent what is called “bracket creep,” when people are pushed into higher income tax brackets or have reduced value from credits and deductions due to inflation, instead of any increase in real income. www.visionairebiz.blogspot.com
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Track your spending.

Keep Tracking of every expenditure over a two-week period can offer insight into unnecessary wastes, from restaurant meals to cab rides. 
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Don’t accept posted prices.

Prices are often a lot more negotiable than you think, even in big-box department stores. If you’ve seen a lower price listed elsewhere, don’t hesitate to ask the store clerk if they can match it. The worst-case scenario is they'll say “no.” 
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 ' Internet Blogs: The Most Interesting Blogs On The Web, The Most Educative, Most Instructive.

Earn money from more than one source. Earned Income, Passive Income, Portfolio Income

The lack of job security in today’s market means anyone could lose their job or face a salary cut. To create a second source of income, consider turning to one of the fast-growing online marketplaces, 
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Visiongas Company:
OIL AND GAS INVESTMENT KNOWLEDGE..

Launch your own business.

The recession inspired many Americans to explore entrepreneurship, partly as a way to take back control of their financial lives. Even relatively small businesses, such as a blog that earns money through advertisements or a garden that produces marketable flowers, can turn into a source of financial security. 
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Negotiate your salary.

While many workers feel lucky to simply have a job, sometimes asking for a raise can be a smart move. If you’ve recently changed jobs, received a promotion or realized you are underpaid compared to your peers, it might be time to sit down with your supervisor and request a raise.
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vision Gas Company How To Invest In The Petroleum Industries
Everything You Need to Know About Investing in Oil And Gas Investments...
How to Invest in Oil and Gas? VISIONGAS COMPANY - VISIONGAS INVESTMENT: FACEBOOK.COM/VISIONGAS
Wouldn’t the stock market be the best way to have exposure to oil and gas? Probably not.
VISIONAIRE BUSINESS CENTER - FACEBOOK.COM/VISIONAIREBIZ
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. Don’t shy away from all debt.

While debt has earned a bad reputation in the wake of the subprime mortgage crisis, managing credit and even taking on some debt can be useful. Mortgages allow people to buy a million dollar home with 10, 20 percent down, and student loans enable people to go to school, obtain degree, learning a profession, A good debt can help you start a business, or expand a business.Be smart about good debts and bad debts.
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Build a solid credit history.

Lenders base their decisions on whether or not to loan consumers money, and at what rate, partially on their credit histories. That means someone with a limited credit history (because they have few or no financial accounts) can have trouble taking on a mortgage. Pay bills on time, and be sure to have some accounts in your name.
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How To Make Money Blogging

How To Use Blog To Make Money?

More and more people are realizing that blogging is one of the best ways to start your own online business. It requires minimal start up costs, no cost, you can build a blog in less than 30 minutes and reach thousands...

Check your credit report.

Everyone is entitled to a free credit report once a year; you can get yours at Knowledgefinancial.com Reviewing it gives you the chance to fix any mistakes 
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Track and review account statements.

An unfamiliar charge on a credit card is often the first sign of identity theft. Review all mail from financial institutions carefully to make sure your accounts aren’t being misused. If you see an erroneous charge, contact your financial institution immediately.
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Founded in 2004, Facebook has become the world’s most popular social media sites . Its worldwide presence is unmatched in social media. 

In facebook you can have your personal page to do and talk about all your crazy things. 
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The Google blog another sensational way to express yourself.

The Google my business, this is the most amazing way to let people know about your business.

Motivate yourself to pay off debt.

If you’re trying to unload credit card debt or student loans, remind yourself of your bigger goals with photos of places you want to visit or the home you want to buy one day. Staying focused on those targets can make it easier to say “no” to new purchases.
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Youtube prodides by google has the most magnificent way to post your great videos, to advertise , to promote yourself, your products, your services. Why not making money with this fantastic tool. READ MORE...
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Internet Blogs
The Most Interesting Blogs On The Web, The Most Educative, Most Instructive -

Employment-Entrepreneur
ship- Investing & Finance''

''What About Network Marketing? 
A Powerful Business Opportunity Of The 21 First Century. How to get in? And how to make success?

'What About Social Media?
 How to take advantage of the internet and social media to make money?  Success Tips And Resources / How To Find Clients & Prospects On Social Media to grow your business?-

''Discover! How to Succeed  in Business.  
Start your own business to maximize earnings and create a legacy  for you and your family.-

''About  
Real estate investments: What everyone should know about the real estate market. How to find  financing ''

About Insurance: 
What exactly you should find out about your insurance company, policy and plan.''

''About financial education,
 financial knowledge, financial literacy: Economy-business-finance-investing'' - What About  Employment - Entrepreneurship Investing & Finance''

'About the stock market, 
how to get in and how to get out financially safe and secure. Financial academy school, Institution of finance business and economy.''

''About health care, 
medical, nursing. How to advance your health care career, or how to start in the health care industry...

''What About Retirement: ''..
Social Security Benefits: 12 Things You Must  to Know About.--
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